Terms of use

Last updated: November 11, 2026

These terms cover your use of 123submit.ai. By using the site, you agree to them.

What this site is

123 Submit builds websites and AI intake assistants for independent insurance agencies. This site describes those services. 123 Submit is not an insurance agency, carrier or broker, and nothing on this site is an offer of insurance or insurance advice.

The free redesign

The free redesign is a demonstration we build from your agency's public website, for you to review. It's free, and there's no obligation to buy anything.

Samples on this site

The sample sites shown here are demonstrations built from real agencies' public websites, with names and details changed for privacy. They show our work; they are not client results.

The chat

The chat on this site answers from this site's content. It can be wrong or incomplete, and it doesn't quote, sell or advise on insurance. For anything important, talk to us directly.

Paid service

Our plan and its terms are on the Get started page and in the subscription terms.

Our content

The design, text, logo and code of this site belong to 123 Submit. You may not copy or reuse them without our permission. Your agency's own content stays yours.

Using the site fairly

Don't use the site to break the law, to send spam or harmful code, to try to get into systems you aren't allowed into, or to put an unreasonable load on it.

No guarantees

We work to keep the site accurate and available, but it's provided as is. To the extent the law allows, 123 Submit isn't liable for indirect or consequential losses from using it.

Changes and contact

If we change these terms, we'll update the date at the top. How we handle your information is in our privacy notice. Questions: hello@123submit.ai.